1. Introduction

FamilyChores ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application. Please read this Privacy Policy carefully. By using the application, you consent to the data practices described in this policy.

2. Information We Collect

We may collect several types of information from and about users of our application, including:

2.1 Personal Information

Contact information (such as name, email address, and phone number)
Account credentials (such as username and password)
Family relationship information (parent/child relationships)
Children's information (as provided by parents or legal guardians)
Financial information (such as bank account details for allowance payments)

2.2 Usage Information

Information about your interactions with the application
Device information (such as IP address, browser type, and operating system)
Usage patterns and preferences

3. How We Use Your Information

We may use the information we collect about you for various purposes, including to:

Provide, maintain, and improve our application
Process and manage chore assignments and completions
Facilitate allowance payments between family members
Communicate with you about your account or the application
Respond to your inquiries and support requests
Monitor and analyze usage patterns and trends
Protect the security and integrity of our application

4. Financial Information and Dwolla

Our application uses Dwolla, Inc. ("Dwolla") to process payments and transfers between linked bank accounts. When you link a bank account or initiate a financial transaction, you are providing information to both FamilyChores and Dwolla.

By using our payment features, you authorize FamilyChores to share your identity and banking information with Dwolla for the purposes of:

Opening and maintaining your Dwolla account
Verifying your identity and bank account ownership
Processing your transactions

Dwolla's collection and use of your personal information is subject to the Dwolla Privacy Policy. We recommend reviewing their policy to understand how they process your data.

We do not store your complete bank account information on our servers. When you link a bank account, this information is transmitted securely to Dwolla, and we only store a reference that allows us to process future transactions.

5. Children's Privacy

Our application is designed for family use and may collect information from children under the age of 13 with parental consent. We comply with the Children's Online Privacy Protection Act (COPPA).

We only collect personal information from children under 13 with the explicit consent of a parent or legal guardian. Parents can review, edit, or request deletion of their child's personal information at any time through their parent account.

The information we collect from children is limited to what is reasonably necessary for participation in the application, such as:

Name and family relationship
Chore assignments and completion status
Allowance information

6. Information Sharing and Disclosure

We may share your personal information in the following situations:

With family members as part of the normal operation of the application
With service providers who perform services on our behalf (such as Dwolla for payment processing)
To comply with legal obligations
To protect and defend our rights and property
With your consent or at your direction

7. Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

Accessing, correcting, or deleting your personal information
Withdrawing consent where processing is based on consent
Requesting restriction of processing or objecting to processing
Data portability

To exercise these rights, please contact us using the information provided in the "Contact Information" section.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or through the application prior to the changes becoming effective. We encourage you to review this Privacy Policy periodically.

10. Contact Information

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: privacy@familychores.com
Address: [Your Company Address]

Last updated: March 17, 2025